How we handle your information.

Principle Home Loans is a licensed mortgage brokerage (NMLS #1850613) serving borrowers in Florida and Kentucky. We help homebuyers and homeowners shop, compare, and submit mortgage applications to wholesale lenders on their behalf.

When you submit our pre-qualification form, we collect the information you provide directly: name, email address, phone number, loan purpose, estimated property value, property type and state, loan amount, credit range, timeframe, and any notes you choose to share.

We do not collect Social Security numbers, bank account numbers, or full credit reports through this website. Any sensitive information needed later in the loan process is collected through a separate, secure loan application system.

We use the information you provide to:

• Contact you about your loan inquiry by phone or email.
• Prepare an initial assessment of loan programs that may fit your situation.
• Submit your application, with your authorization, to lenders we work with on your behalf.
• Comply with applicable mortgage, lending, and recordkeeping laws.

We do not sell your information, and we do not share it with third parties for their own marketing purposes.

As a mortgage broker, we share your application information with the wholesale lenders we submit your loan to on your behalf. We also use trusted service providers that help us operate this website and our email communications, including our backend hosting and database provider and our transactional email provider. These providers are bound by their own confidentiality and security obligations and may only use your information to provide services to us.

Information submitted through this website is transmitted over HTTPS and stored in a managed database with access controls that restrict who can read submissions. Form submissions cannot be read back through the public website.

No system is perfectly secure. We do not claim certification under HIPAA, SOC 2, PCI DSS, ISO 27001, or other formal compliance frameworks. We do follow standard industry practices for protecting customer information that mortgage professionals are expected to maintain.

We retain pre-qualification submissions for as long as needed to respond to your inquiry and to meet our legal and regulatory recordkeeping obligations as a licensed mortgage broker. You can ask us to delete information that is not required to be retained by contacting us using the details below.

This website uses only the cookies and local storage required to load pages and maintain your session. We do not run third-party advertising trackers on this site.

You can opt out of email communications at any time using the unsubscribe link in any email we send, or by contacting us. You can also request a copy of the information we have about you, or ask us to correct it, by contacting us using the details below.

Principle Home Loans is a mortgage broker, not a direct lender. NMLS #1850613. Licensed in Florida and Kentucky. Equal Housing Lender. Rates, payments, and program availability are subject to change without notice. Loan approval is subject to credit, income, asset, and property verification. Not all applicants will qualify. This is not a commitment to lend.

For privacy questions, deletion requests, or to report a concern, contact us:

• Email: info@principlehomelending.com
• Toll free: (866) 520-0062
• Hours: Monday–Friday, 8:00am – 6:00pm ET