As a broker we work with multiple wholesale lenders. That means we can match your credit profile and goals to the most competitive program available — not just what one bank happens to offer.
Conforming loans backed by Fannie Mae and Freddie Mac. Competitive rates for primary residences, second homes, and investment properties. Down payments start as low as 3% for qualifying first-time buyers.
Flexible credit and down payment requirements. FHA for first-time and lower-credit buyers, VA for active-duty and veterans (often $0 down), USDA for eligible rural and suburban areas.
Loans above the conforming limit for higher-value properties along Florida's coast and Kentucky's premier markets. Fixed and adjustable options with competitive rates for qualified borrowers.
Rate-and-term refinancing to lower your payment, cash-out refinancing to consolidate or improve, and home equity lines of credit to keep flexibility for the future.
Start a quick pre-qualification and we'll match you to the right options based on your credit, income, and goals.
Start pre-qualificationDisclosure: NMLS #1850613. Principle Home Loans is a mortgage broker, not a direct lender. Equal Housing Lender. Licensed in FL & KY. Rates, payments, and program availability are subject to change without notice. All estimates are for illustrative purposes only and do not represent a commitment to lend. Loan approval is subject to credit, income, asset, and property verification. Not all applicants will qualify.